Unlimited users, payments and invoices
No hidden fees or limitations. And our Transparency Manifesto commits us to working to reduce our fees - not increase them.
Pricing
We think pricing should be simple. At Adfin, it is—no monthly fees, no minimums, and free to sign up. You only pay per successful transaction, with industry-based rates that reflect different risks and costs.
1.0% + 20p
per successful transaction
Everything is included
Invoice distribution, reminders, workflows, reconciliation, payments (cards, bank transfers and direct debits) and settlements. Everything!
Pay by bank and direct debits capped at £4
We intelligently manage all payment methods to maximise success, and if the user pays by bank or direct debit we will cap the fee. For direct debits over £2,000, an additional 0.15% fee applies to the amount above £2,000—still half the price of other providers.
Even lower pricing via the Accountants & Bookkeepers Club
Built for accountants & bookkeepers who refer Adfin to their clients, the ABC club could get you standard payments for 0%+20p.
1.5% + 20p
per successful transaction
Unlimited users, payments and invoices
No hidden fees or limitations. And our Transparency Manifesto commits us to working to reduce our fees - not increase them.
Everything is included
Invoice distribution, reminders, workflows, reconciliation, payments (cards, bank transfers and direct debits) and settlements. Everything!
Pay by bank and direct debits capped at £6
We intelligently manage all payment methods to maximise success, and if the user pays by bank or direct debit we will cap the fee. For direct debits over £2,000, an additional 0.15% fee applies to the amount above £2,000—still half the price of other providers ;)
1.0% + 20p
per successful transaction
Unlimited users, payments and invoices
No hidden fees or limitations. And our Transparency Manifesto commits us to working to reduce our fees - not increase them.
Everything is included
Invoice distribution, reminders, workflows, reconciliation, payments (cards, bank transfers and direct debits) and settlements. Everything!
Pay by bank and direct debits capped at £4
We intelligently manage all payment methods to maximise success, and if the user pays by bank or direct debit we will cap the fee. For direct debits over £2,000, an additional 0.15% fee applies to the amount above £2,000—still half the price of other providers ;)
Pricing by agreement
Unlimited users, payments and invoices
No hidden fees or limitations. And our Transparency Manifesto commits us to working to reduce our fees - not increase them.
Everything is included
Invoice distribution, reminders, workflows, reconciliation, payments (cards, bank transfers and direct debits) and settlements. Everything!
Bank payments capped
We intelligently manage all payment methods to maximise success, and if the user pays with a bank transfer or direct debit we will cap the fee.
Our only item of small print: some card types are much more expensive to process. This is due to the fee charged by the issuer's bank (ie, higher interchange). Premium cards (commercial Visa and Mastercard, and/or EEA cards) are charged at 2% of the successful transaction value, and super premium and all other cards (including non-EEA cards, fleet cards, and super premium commercial Visa and Mastercard cards) at 3%. There is a £15 handling fee if you receive a chargeback.
Features
Create and distribute invoices
Upload any invoice to process for distribution - even handwritten
Automatically create and update invoices on Xero or Quickbooks
Distribute invoices and payment requests by email, whatsapp or SMS
Set custom reminder schedules and workflows, and send unlimited reminders
Payments in (accounts receivables)
Accept payment via card (Visa and Mastercard), incl. Apple Pay and Google Pay
Accept payment by bank transfer via open banking
Accept payment via direct debit
Advanced fraud and security scanning on all payments
Accept payment in person via the Adfin app, including cards
Coming soon
Settlement and reconciliation
Daily (weekday) settlement to your bank account;
same day for bank payments, T+2 for cards and T+3 for direct debit
Export transactions to a csv (spreadsheet) file
Best-in-class reconciliation back to Xero and Quickbooks, tested and approved by leading accountants
Platform
Users
Unlimited
Payments
Unlimited
Monthly minimum
None
Minimum contract length
None
Transparency Manifesto
The Adfin promise
In a world where payment providers often exploit small businesses with hidden fees, complex pricing structures, and unpredictable costs, Adfin stands against the status quo and promises the following:
Status quo
Adfin
Multi-tiered subscriptions
No subscriptions
Adfin comes without monthly fees, restrictions and limits.
Ever-rising fees
Low fees
Our fees are highly competitive and sustainable: we'll won't mess you around with changes.
Deceptive “free” offers
Honest pricing
Clear, upfront charges with no surprises or hidden costs.
Complex pricing
Transparent pricing
Know exactly what you're paying for with clear and straightforward pricing information. All you need to know is on this page - no hidden terms.
Absorbing cost decreases
Passing savings on
Payments are - generally - getting cheaper. We will pass those savings onto you as they arise.
