Resource Hub
Welcome to our Resource Center! Here, you'll find tools and insights to streamline your processes and enhance customer engagement.
Reports
Report
Late payments report
How quickly does every UK region really get paid?
Report
The path to Double Zero
Is the path to zero debtors and zero work in progress possible?
Guides
How the UK's 2026 late payment crackdown affects fire, security and field service contractors
The 60-day cap and retention ban are still in the Commercial Payments Bill. Large firms' reporting has changed, and statutory interest is worth using now.
Invoice factoring vs automated credit control: which cuts cashflow gaps faster?
Factoring advances cash within about a day but charges fees and interest monthly. Automated credit control aims to get customers paying sooner instead.
%2520for%2520an%2520MSP.avif)
How to calculate Days Sales Outstanding (DSO) for an MSP
Divide month-end debtors by three months' invoicing, then multiply by the days in those months. Track annual renewals separately so they don't skew DSO.
Why does my MSP need an overdraft even though I'm profitable? The working capital gap explained
MSPs pay vendors upfront and wait 30 to 60 days for clients. Billing annual licences in advance, direct debit and automatic chasing close most of the gap.
How much does Adfin actually cost vs GoCardless? A transparent fee breakdown
Both publish 1% + 20p per direct debit with a £4 cap. See what Adfin charges, what GoCardless adds for failed payments, cards and chasing, and how to compare.
Is a virtual bank account compliant with SRA accounts rules?
There's no blanket answer. Each virtual account must be tested against the SRA rules for client and third party managed accounts, with your COFA deciding.
How does payment-on-account billing work for conveyancing search fees?
Search fee money paid on account is client money until billed. It goes into client account and reaches business account only after a bill or notice.
Can law firms legally surcharge business cards in the UK?
Yes on commercial cards, up to what the card costs to accept. Personal card surcharges are banned, even for a director paying on their own card.
How to migrate GoCardless direct debit mandates without asking clients to re-sign
With 10 or more mandates, Adfin moves them from GoCardless by Bacs bulk change and clients just get a letter. Agree a change date at least five weeks out.
Under 15 staff vs 50+: how MSP credit control needs change as you scale
Under 15 staff the problem is consistency, from 15 to 50 it's volume and reporting, and past 50 you need one group policy and one view of the ledger.
What is a virtual bank account, and is it the same as invoice financing?
A virtual bank account is an extra account number routing to a real account so payments can be matched. Invoice financing is borrowing against invoices.
How to actually enforce a late payment fee in QuickBooks
QuickBooks in the UK won't calculate statutory late payment interest for you. You can charge 11.75% plus £40 to £100, but you must work it out yourself.
No results found
Webinars
Solving Late Payments: How Law Firms Can Use AI Agents to Reduce Lockup | Adfin x Actionstep
The Hidden Cost of Chasing Late Payments | Adfin x Husu
Getting Paid Before You Have a Finance Function | Adfin x Jumpstart
450 Hours Back: Where Accountants Lose Time to Admin
How to Build a Better Client Onboarding Process
Why you should be charging late fees on overdue payments
AI Chasing: how it works and why it beats automated reminders
The Adfin Brew: Episode 3 - Practice first, Clients next.
The Adfin Brew: Episode 2 - The path to full credit control
The Adfin Brew: Episode 1 - Launching credit control as a service
Product Updates
Introducing Cash MOT: Run a full cash flow report in minutes
Introducing customer agents: AI credit control
