Unlimited users, payments and invoices
No hidden fees or limitations. And our Transparency Manifesto commits us to working to reduce our fees - not increase them.
Genuinely transparent pricing
We believe pricing policies are too complex. At Adfin, we keep things simple. It’s free to create an account, there are no monthly fees, and no minimums. We just charge per successful transaction.
1.0% + 20p
per successful transaction
Everything is included
Invoice distribution, reminders, workflows, reconciliation, payments (cards, bank transfers and direct debits) and settlements. Everything!
Bank payments capped at £4
We intelligently manage all payment methods to maximise success, and if the user pays with a bank transfer or direct debit we will cap the fee.
Our only item of small print: premium cards, and cards from outside the UK, are much more expensive to process. We’ll add an additional 1% fee for premium cards and/or EEA cards, and 2% for non-EEA cards.
Features
Create and distribute invoices
Upload any invoice for distribution
Automatically import and send invoices from Xero or Quickbooks
Distribute invoices and payment requests by email, whatsapp or SMS
Set custom reminder schedules and workflows, and send unlimited reminders
Payments in (accounts receivables)
Accept payment via card (Visa and Mastercard), incl. Apple Pay and Google Pay
Accept payment by bank transfer via open banking
Accept payment via direct debit
Advanced fraud and security scanning on all payments
Accept payment in person via the Adfin app, including cards
Coming soon
Settlement and reconciliation
Daily (weekday) settlement to your bank account;
same day for bank payments, T+2 for cards and T+3 for direct debit
Export transactions to a csv (spreadsheet) file
Best-in-class reconciliation back to Xero and Quickbooks, tested and approved by leading accountants
Platform
Users
Unlimited
Payments
Unlimited
Monthly minimum
None
Minimum contract length
None
Transparency Manifesto
The Adfin promise
We love small businesses. They are the lifeblood of our economy. Yet, they are often bogged down by fragmented, unpredictable payment systems that waste time and resources. We want to give small businesses access to the same tech as the biggest businesses, helping them stay competitive and grow.
In a world where payment providers often exploit small businesses with hidden fees, complex pricing structures, and unpredictable costs, Adfin stands against the status quo and promises the following:
Status quo
Adfin
Multi-tiered subscriptions
No subscriptions
Adfin comes without monthly fees, restrictions and limits.
Ever-rising fees
Low fees
Our fees are highly competitive and sustainable: we'll won't mess you around with changes.
Deceptive “free” offers
Honest pricing
Clear, upfront charges with no surprises or hidden costs.
Complex pricing
Transparent pricing
Know exactly what you're paying for with clear and straightforward pricing information. All you need to know is on this page - no hidden terms.
Absorbing cost decreases
Passing savings on
Payments are - generally - getting cheaper. We will pass those savings onto you as they arise.
