Pricing

Transparent, fair pricing

Accountants
Lawyers
Businesses
Platforms

20p + 1.0%


per successful standard collection
No monthly fee or minimums
Unlimited users, workflows and chasers. See our Transparency Manifesto.
We only get paid if you get paid
Our fees only ever apply to successful transactions.
Direct debits and bank payments capped at £4
Pay by bank, bank transfers and direct debits are all capped.
Free direct debits & other significant rewards
Exclusive for Accountants & Bookkeepers with our ABC Club

Processing over £200k per month? 
Talk to us for custom pricing

Supplementary fees
While most collections fall into our Standard charge above, we sometimes need to pass on additional costs:

  • Your name on the bank statement (Adfin Custom) is £36 / month
  • Premium card collections (business Visa and Mastercard, Amex, and/or EEA cards) are charged at an additional 1% to the standard rate, due to the higher underlying charge from the issuing bank (interchange) for these cards
  • Super premium card collections (non-EEA cards, fleet cards, and super premium commercial Visa and Mastercard cards) at an additional 2%  
  • Chargebacks have a £6 handling fee
  • Larger direct debits carry more risk, so an additional 0.15% charge will be applied on amounts above £2,000: still half the cost of other providers

20p + 1.5%


per successful standard collection
No monthly fee or minimums
Unlimited users, workflows and chasers. See our Transparency Manifesto.
We only get paid if you get paid
Our fees only ever apply to successful transactions.
Direct debits and bank payments capped at £6
Pay by bank, bank transfers and direct debits are all capped.
Integrate with any software
Adfin Bridge can connect to any software to retrieve and reconcile invoices

Processing over £200k per month? 
Talk to us for custom pricing

Supplementary fees
While most collections fall into our Standard charge above, we sometimes need to pass on additional costs:

  • Your name on the bank statement (Adfin Custom) is £36 / month
  • Premium card collections (business Visa and Mastercard, Amex, and/or EEA cards) are charged at an additional 1% to the standard rate, due to the higher underlying charge from the issuing bank (interchange) for these cards
  • Super premium card collections (non-EEA cards, fleet cards, and super premium commercial Visa and Mastercard cards) at an additional 2%  
  • Chargebacks have a £6 handling fee
  • Larger direct debits carry more risk, so an additional 0.15% charge will be applied on amounts above £2,000: still half the cost of other providers

20p + 1.0%


per successful standard collection
No monthly fee or minimums
Unlimited users, workflows and chasers. See our Transparency Manifesto.
We only get paid if you get paid
Our fees only ever apply to successful transactions.
Direct debits and bank payments capped at £4
Pay by bank, bank transfers and direct debits are all capped.
Integrate with any software
Adfin Bridge can connect to any software to retrieve and reconcile invoices

Processing over £200k per month? 
Talk to us for custom pricing

Supplementary fees
While most collections fall into our Standard charge above, we sometimes need to pass on additional costs:

  • Your name on the bank statement (Adfin Custom) is £36 / month
  • Premium card collections (business Visa and Mastercard, Amex, and/or EEA cards) are charged at an additional 1% to the standard rate, due to the higher underlying charge from the issuing bank (interchange) for these cards
  • Super premium card collections (non-EEA cards, fleet cards, and super premium commercial Visa and Mastercard cards) at an additional 2%  
  • Chargebacks have a £6 handling fee
  • Larger direct debits carry more risk, so an additional 0.15% charge will be applied on amounts above £2,000: still half the cost of other providers

Pricing by agreement

Generous referral incentives
Not ready to integrate? Refer customers to Adfin and benefit from a generous share of our revenue
Easy integration options
Use Adfin Elements to get started with payments in less than a week. Or use Adfin Core to own more of the experience
Always the best deal
With Adfin, you'll be live with payments faster, and on better economic terms, than with anyone else
Features breakdown
Capture
Upload PDFs, CSVs, Excel files, and even images, in any format, to create invoices automatically
Connect to any software via Adfin Bridge to import invoices and update payment status
Sync invoices with Xero or Quickbooks
Create invoices and payment links, in your branding
Collect
Accept payment via card, incl. Apple Pay and Google Pay
Accept payment by open banking
Accept payment by bank transfer, reconciled automatically, and with chasing stopped when payment is made
Accept payment via direct debit
Create highly flexible instalment plans, with payments collected automatically
Send customer statements, and automate the sending on a regular schedule
Embeddable payment portal for your website
Advanced fraud and security scanning on all payments
Daily (weekday) settlement to your bank account; same day for open banking payments, T+2 for bank transfers and cards, and T+3 for direct debit
Accept payment in person via the Adfin app, including cards
Soon
Control
Brand all communications with your logo and primary and secondary brand colours
Unlimited chasing over email, whatsapp and SMS according to workflows you can edit
Connect to your email server to automate sending chasing messages from your email domain
Fully automated chasing with Adfin Autopilot
Export transactions to csv (spreadsheets)
Best-in-class reconciliation back to Xero and Quickbooks, tested and approved by leading accountants
Manage credit control via a single dashboard with custom statuses
See detailed activity log by customer and add notes
Platform
Users
Unlimited
Payments
Unlimited
Monthly minimum
None
Minimum contract length
None
Our promise

Our Transparency Manifesto

In a world where payment providers often exploit small businesses with hidden fees, complex pricing structures, and unpredictable costs, Adfin stands against the status quo.
Status quo
Adfin
Multi-tiered subscriptions
No subscriptions. No restrictions or limits.
Ever-rising fees
Low fees. Our fees are competitive and sustainable: we won't mess you around with changes.
Deceptive “free” offers
Clear, upfront charges with no hidden costs.
Complex pricing
Transparent pricing. Know exactly what you're paying for with clear and straightforward pricing information. No hidden terms.
Absorbing cost decreases
Passing savings on. Payments are generally getting cheaper. We will pass those savings onto you as they arise.
Testimonials

Our customers say it best

Monika Kamycka avatar
"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."
Monika Kamycka
Founder, Oppic
"For credit control, Adfin is on another level—clear, flexible, and built for accountants."
Neil Criddle
Founder, Neil's Data Consultancy
Louise Moore avatar
"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."
Louise Moore
Founder, Moore to Bookkeeping
"I moved over 200 clients to Adfin and it was seamless. 89% signed their new direct debit mandate within 3 days."
Paul Barnes
Founder, Cloud Accounting Support Services
Nicola Hageman avatar
"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."
Nicola Hageman
Founder, The Numbers Quarter
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"With Adfin, clients don’t really get the option to delay because it’s so seamless. When clients started saying, “Wow, that was so easy to pay,” I knew we were onto something."
Jim Borrill
Founder, Stem Accountants
Laura Day-Henderson avatar
"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"
Laura Day-Henderson
Founder, More to Bookkeeping
Donna Porter, Count on you
"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".
Donna Porter
Administrator, Count On You

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