Pricing
We only get paid if you get paid.
Standard payment collection
Auto-reconciled bank transfers, standard card payments, open banking or direct debit
20p + 1.0%
Get direct debits for 0% with the ABC Club
% capped at £4 for bank payments
Card payments from business cards
Pass the card fee to the paying business and accept business cards at no cost to you
Free
If surcharged
Enhanced credit control
Get paid faster with agents that optimise chasing for each customer, and access advanced skills like late fees
0.3%
Only when used
Supplementary fees
Most payments are covered by our standard pricing above. In some cases, there are additional costs where processing is more expensive.
- Some card types have higher processing costs due to higher bank and card network fees:
- Premium cards (business Visa and Mastercard, Amex, and/or EEA cards): +1%
- Super premium cards (non-EEA cards, fleet cards, and super premium commercial Visa and Mastercard cards): +2%
- Card payments taken over the phone: +0.5% (all card types)
- Chargebacks are charged at £15 per case
- Use your business name (instead of Adfin) when collecting direct debit payments (Adfin Custom): £36 / month
- High value direct debits require additional handling so an additional 0.30% charge will be applied on amounts above £2,000
- If a late fee is paid, you receive the interest and Adfin receives the fixed compensation amount
Standard payment collection
Auto-reconciled bank transfers, standard card payments, open banking or direct debit.
Custom pricing
Card payments from business cards
Pass the card fee to the paying business and accept business cards at no cost to you.
Free
If surcharged
Enhanced credit control
Get paid faster with agents that optimise chasing for each customer, and access advanced skills like late fees
0.3%
Only when used
Supplementary fees
Most payments are covered by our standard pricing above. In some cases, there are additional costs where processing is more expensive.
- Some card types have higher processing costs due to higher bank and card network fees:
- Premium cards (business Visa and Mastercard, Amex, and/or EEA cards): +1%
- Super premium cards (non-EEA cards, fleet cards, and super premium commercial Visa and Mastercard cards): +2%
- Card payments taken over the phone: +0.5% (all card types)
- Chargebacks are charged at £15 per case
- Use your business name (instead of Adfin) when collecting direct debit payments (Adfin Custom): £36 / month
- High value direct debits require additional handling so an additional 0.30% charge will be applied on amounts above £2,000
- If a late fee is paid, you receive the interest and Adfin receives the fixed compensation amount
Standard payment collection
Auto-reconciled bank transfers, standard card payments, open banking or direct debit.
Custom pricing
Data capture
Creates invoices from scratch, or automatically from data you already have in other platforms.
Free
Card payments from business cards
Pass the card fee to the paying business and accept business cards at no cost to you.
Free
If surcharged
Enhanced credit control
Enhanced features to manage chasing, client queries and late fees.
Custom pricing
Better product—at a better price
Use our simple calculator to see how much you can save by switching
Your results
Your volumes are higher than our standard pricing: speak to us to discuss improved pricing.
Your estimated Adfin fees
(Supplementary fees are not modelled)
£ 0
Existing provider(s) fees
£ 0
Card:
£ 0
Direct debit:
£ 0
- %
Estimated savings
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Features breakdown
Capture
Upload PDFs, CSVs, Excel files, and even images, in any format, to create invoices automatically
Connect to any software via Adfin Bridge to import invoices and update payment status
Full sync of invoice data, status, payments (including credit notes) with Xero or Quickbooks
Create invoices and payment links, in your branding
Collect
Supported payment methods
Accept payment via card, incl. Apple Pay and Google Pay
Accept payment by open banking
Accept payment by bank transfer, reconciled automatically, and with chasing stopped when payment is made
Accept payment via direct debit
Supported payment features
Create highly flexible instalment plans, with payments collected automatically
Send customer statements, and automate the sending on a regular schedule
Embeddable payment portal for your website
Advanced fraud and security scanning on all payments
Daily (weekday) settlement to your bank account; same day for open banking payments, T+2 for bank transfers and cards, and T+3 for direct debit
Accept card payments over the phone
Accept payment in person via the Adfin app, including cards
Soon
Control
Brand all communications with your logo and primary and secondary brand colours
Unlimited chasing over email, whatsapp and SMS by customer agents
Connect to your email server to automate sending chasing messages from your email domain
Fully optimised chasing by customer agents, customised to each customer's specific circumstances
Export transactions to csv (spreadsheets)
Best-in-class reconciliation back to Xero and Quickbooks, tested and approved by leading accountants
Manage credit control via a single dashboard with custom statuses
See detailed activity log by customer and add notes
Platform
Users
Unlimited
Payments
Unlimited
Monthly minimum
None
Minimum contract length
None
Our promise
Our Transparency Manifesto
In a world where payment providers often exploit small businesses with hidden fees, complex pricing structures, and unpredictable costs, Adfin stands against the status quo.
Status quo
Adfin
Multi-tiered subscriptions
No restrictions or limits.
Ever-rising fees
Our fees are competitive and sustainable: we won't mess you around with changes.
Deceptive “free” offers
Clear, upfront charges with no hidden costs.
Complex pricing
Know exactly what you're paying for with clear and straightforward pricing information. No hidden terms.
Absorbing cost decreases
Payments are generally getting cheaper. We will pass those savings onto you as they arise.
Testimonials
Don't just take our word for it
"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."
Monika Kamycka
Founder, Oppic
"For credit control, Adfin is on another level—clear, flexible, and built for accountants."
Neil Criddle
Founder, Neil's Data Consultancy
"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."
Louise Moore
Founder, Moore to Bookkeeping
"I moved over 200 clients to Adfin and it was seamless. 89% signed their new direct debit mandate within 3 days."
Paul Barnes
Founder, Cloud Accounting Support Services
"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."
Nicola Hageman
Founder, The Numbers Quarter
"With Adfin, clients don’t really get the option to delay because it’s so seamless. When clients started saying, “Wow, that was so easy to pay,” I knew we were onto something."
Jim Borrill
Founder, Stem Accountants
"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"
Laura Day-Henderson
Founder, More to Bookkeeping
"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".
Donna Porter
Administrator, Count On You
"The migration from GoCardless was completely stress-free, with fast responses and hands-on support throughout. The team stepped in when needed, worked directly with GoCardless, and shared the right guidance at exactly the right time".
Leigh Coombs
Director, IT All Figures
"Because it’s intelligent, I don’t have to worry about trying to find what the invoices are or what amount is owed - I just click send and I know that Adfin Autopilot will sort everything out within that email - that's a huge game-changer".
Jessica Pillow
Director, Pillow May
“Being able to send invoices by WhatsApp, they get seen and they get noticed. I now get paid much, much quicker when I can send the payment links or the invoices by WhatsApp”.
Penelope Allard
Director, Wild Bookkeeping
"Using Adfin means I’m not relying on manual chasing. Payment is built into our process, and if something slips, I’ve got the tools to resolve it quickly".
Emily Vass
Founder, Nourished Accounting
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