Next-generation direct debit

Direct debit: built for modern businesses

Get paid automatically, straight from your customer's bank. Switching is effortless - our auto-migration service moves everything over without your clients lifting a finger. And our fees are some of the lowest around.

Easy setup
Step 1
Envelope illustration on fabric.
Switch without the stress
Migrate mandates automatically from your existing provider, so your customers don't need to do a thing.
Step 2
hree figures holding icons for phone, email, and chat.
We chase mandates for you
Customers can sign digitally or offline.Adfin follows up automatically to get the signature — or offers a different payment method, if you'd rather.
Step 3
Illustration of a box with documents for reconciliation.
Keep tabs on every payment
See who’s paid (and who hasn’t) in realtime. No more guessing or spreadsheets. Ifa direct debit fails, we can auto-switch tocard, if you like.
Benefits

A modern direct debit provider—one that’s on your side

Smarter payment recovery

Failed direct debit? We can fall back to card automatically, so you don’t miss a beat. Customer not signing a mandate?We send them an alternative payment method. More ways to collect = fewer awkward follow-ups.

Get paid daily, in full—no exceptions

We never hang onto your money. Daily payouts as standard, and we always settle gross, so what’s on your invoice is what lands in your bank. We invoice our fee separately, so reconciliation is a breeze.

No costs for failed payments

If a payment fails, we retry it for free. No hidden costs, no surprises. 
Why should we get paid if you don’t?

Your name on the bank statement

Use Adfin Custom to get your own name on your customers’ bank statement. Your customer knows who they’re paying

Our direct debit is different

Existing providers
Adfin
No alternative if direct debit fails
Automated fallbacks
If a payment fails, we can offer an alternative payment method. Everything is in your control through powerful chasing workflows.
Need to send new mandates to your customers if you switch provider
Automatic migration
Migrate direct debits seamlessly, without your customers needing to take action
Hard to answer simple questions like “is this client on direct debit?”
Visibility
See who’s on direct debit, track payments live, and get alerts if anything changes. Adfin puts you in control.
Slow payouts, hidden fees, and non-existent support when things go wrong.
Support
Only pay for successful payments. No upfront deductions, no hidden fees—and real human support.
Testimonials

Don't just take our word for it

Monika Kamycka avatar
"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."
Monika Kamycka
Founder, Oppic
"For credit control, Adfin is on another level—clear, flexible, and built for accountants."
Neil Criddle
Founder, Neil's Data Consultancy
Louise Moore avatar
"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."
Louise Moore
Founder, Moore to Bookkeeping
"I moved over 200 clients to Adfin and it was seamless. 89% signed their new direct debit mandate within 3 days."
Paul Barnes
Founder, Cloud Accounting Support Services
Nicola Hageman avatar
"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."
Nicola Hageman
Founder, The Numbers Quarter
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"With Adfin, clients don’t really get the option to delay because it’s so seamless. When clients started saying, “Wow, that was so easy to pay,” I knew we were onto something."
Jim Borrill
Founder, Stem Accountants
Laura Day-Henderson avatar
"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"
Laura Day-Henderson
Founder, More to Bookkeeping
Donna Porter, Count on you
"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".
Donna Porter
Administrator, Count On You
"The migration from GoCardless was completely stress-free, with fast responses and hands-on support throughout. The team stepped in when needed, worked directly with GoCardless, and shared the right guidance at exactly the right time".
Leigh Coombs
Director, IT All Figures
"Because it’s intelligent, I don’t have to worry about trying to find what the invoices are or what amount is owed - I just click send and I know that Adfin Autopilot will sort everything out within that email - that's a huge game-changer".
Jessica Pillow
Director, Pillow May
“Being able to send invoices by WhatsApp, they get seen and they get noticed. I now get paid much, much quicker when I can send the payment links or the invoices by WhatsApp”.
Penelope Allard
Director, Wild Bookkeeping
"Using Adfin means I’m not relying on manual chasing. Payment is built into our process, and if something slips, I’ve got the tools to resolve it quickly".
Emily Vass
Founder, Nourished Accounting

Get started in minutes

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