Save time. Get paid faster.

Take payments and chase overdue invoices in one place. Forget late payments, difficult conversations, and chasing altogether.

Book a Demo
Adfin for small businesses

How it works

One system to get paid

Connect Adfin to your accounting software

Set up

Connect Xero or QuickBooks, or add your customers in Adfin.

Automatic late payment fees in Adfin

Send invoices

Keep invoicing from your accounting software; Adfin sends it out.

Payment methods available in Adfin: direct debit, card, Apple Pay, Google Pay and bank transfer

Get paid

Accept payments by all modern payment methods.

Multi-channel chasing by email, SMS and WhatsApp

Chase

Adfin chases unpaid invoices by email, WhatsApp and SMS for you.

Instant payment reconciliation

Reconcile

Paid invoices are marked off in your accounting software automatically.

CREDIT CONTROL

Let chasing run in the background.

Adfin handles the reminders and follow ups. You decide how it sounds, who it comes from, and when it stops.

Right channel, right time

Reach customers by WhatsApp, SMS and email. Set a schedule, or let AI agents learn how and when each one pays and adapt.

Nothing is locked in

Turn chasing off for one customer, make it more persistent for another, or stop it altogether. You’re in complete control.

Stops the second they pay

You’ll never chase someone for money they've already sent. Adfin sees the payment land and stops.

Your name on it, or ours

Messages can come from your email, in your words. Or they can come from Adfin, so the awkward bit isn't coming from you.

Payments

All payments. One platform.

Recurring payments

Collect regular payments automatically by direct debit or card. If a direct debit fails, we retry free and can fall back to a card on file or send a payment link.

Payment methods available in Adfin: direct debit, card, Apple Pay, Google Pay and bank transfer

One-off payments

Send a card payment link by WhatsApp, SMS or email. Customers pay in a tap: card, Apple Pay, Google Pay or straight from their banking app.

Instant reconciliation

We bill our fees separately, so what lands in your bank matches the invoice exactly. Paid invoices are marked as paid in Xero or QuickBooks automatically.

Customers

Source: 65% of UK businesses are paid late (source: 2025 FreeAgent survey of 200k+ businesses) vs 9% for Adfin (source: all Adfin customers, for all time).

2,500+ of the most ambitious businesses getting paid than the UK average

The stats

Proof it works

7x

Adfin customers are paid 7x faster than the UK average

£30k

Saved in working capital and credit control costs

80+

Hours saved monthly vs manual credit control

* 65% of UK businesses are paid late (source: FreeAgent) vs 9% for Adfin. Calculations are based on Adfin data and industry research, and are based on a mid-size business.

Direct debit migration

Switching to Adfin is simple

Already collecting by direct debit? We've migrated more than 100,000 mandates to Adfin, and your customers won't need to re-authorise anything.

01

Request a switch

Request a migration in the Adfin platform. Tell us your current provider and when you'd like to switch*.

02

We arrange the transfer

We coordinate everything with your current provider. On the change date, your mandates transfer across, and your customers get one email confirming there's nothing for them to do.

03

Review & go live

Each mandate is matched to the right customer in your accounting software. Check the matches, resolve any exceptions, and start collecting.