One platform to get paid.
Replace separate direct debit, card and chasing tools with one platform to collect invoices, manage credit control and reconcile payments.
Just get paid
Why Adfin?
Every way to get paid
Direct debit, card, Apple Pay, Google Pay and bank transfer, all at highly competitive rates.
Built-in credit control
Configure chasing, reminders and escalations exactly as you need, from set schedules for specific groups, right down to AI agents optimising per individual customer.
Brilliant payment experience
Your customers pay in one tap, by card or straight from their banking app. Give people the way they want to pay and more of them pay.
Dedicated account manager
Reach out by email or live chat whenever you need. Our standard response time is <1 hour.
CREDIT CONTROL
Credit control that runs in the background.
Automate reminders, chasing and escalations across any number of customers and invoices, at the level of automation you need.
Mirrors your structure
Set rules per entity or office, and report at whichever level you need. Standardise where it makes sense, and let each part of the business differ where it doesn't.
Set it, or let it learn
Run set sequences for the customers who suit them. Or use AI agents to learn when each customer pays and which channel they respond to.
You keep control
Decide what runs automatically and what needs approval first. Override at customer or invoice level, and see every action taken on an account.
More reach, same team
Whether you're handling dozens of accounts or thousands, Adfin works all of them at once. Your team covers more without growing.
Payments
All payments. One platform.
Recurring payments
Collect regular payments automatically by direct debit or card. If a direct debit fails, we retry free and can fall back to a card on file or send a payment link.
Instant reconciliation
We bill our fees separately, so what lands in your bank matches the invoice exactly. Paid invoices are marked as paid in Xero or QuickBooks automatically.
One-off payments
Send a card payment link by WhatsApp, SMS or email. Customers pay in a tap: card, Apple Pay, Google Pay or straight from their banking app.
Features
Additional features to get you paid faster
Bundle invoices into one payment
Statements pull a customer's outstanding invoices together so they can settle them all at once.
Stop absorbing card fees
Surcharging passes business and international card fees to the customer. Turn it on for one customer or all of them.
Get customers onto direct debit
When a customer pays a one-off invoice, Adfin asks them to set up a direct debit for future ones.
Let customers pay on a schedule
Split an invoice into scheduled payments, or set a minimum and let customers pay in parts.
Connect your existing systems
Adfin is a certified Xero and QuickBooks app. Connect your other systems via our API.
Coming soon to Adfin
Risk score new clients
Connect Slack or Teams
Route approvals to whoever signs them off
Read and reply to emails in Adfin
Risk score new clients
Connect Slack or Teams
Route approvals to whoever signs them off
Read and reply to emails in Adfin
Risk score new clients
Connect Slack or Teams
Route approvals to whoever signs them off
Read and reply to emails in Adfin
The stats
Proof it works
Adfin customers are paid 7x faster than the UK average
Saved in working capital and credit control costs
Hours saved monthly vs manual credit control
* 65% of UK businesses are paid late (source: FreeAgent) vs 9% for Adfin. Calculations are based on Adfin data and industry research, and are based on a mid-size business.