Get retainers paid on schedule, and larger fees in instalments
Take retainers by direct debit, let clients spread larger fees, and automate chasing and reconciliation.

Just get paid
Why Adfin?

Retainers on schedule, business card fees passed on
Retainers are taken by direct debit on the day they're due. Clients can spread larger fees into instalments.
Automated credit control
Reminders go from your own inbox, in your branding. Set them for each client, or let AI learn the timing and tone.
Reconciliation, done for you
Bank transfers match to the right invoice and sync to Xero or QuickBooks.

Support from real people
Reach out by email or live chat whenever you need. Our standard response time is <1 hour.
The stats
Proof it works
Adfin customers are paid 7x faster than the UK average
Saved in working capital and credit control costs
Hours saved monthly vs manual credit control
* 65% of UK businesses are paid late (source: FreeAgent) vs 9% for Adfin. Calculations are based on Adfin data and industry research, and are based on a mid-size business.
Direct debit migration
Put every retainer on direct debit
Clients set up a direct debit once, and every retainer is taken on the same day each month. Already on direct debit elsewhere? Clients don't need to sign up again.
01
Set it up once
Clients set up a direct debit when they pay their first invoice.
02
Invoice as normal
Raise invoices in Xero or QuickBooks. Adfin takes each one on its due date.
03
Know when cash is coming
Retainers are taken on the same day each month, so payroll is easier to plan. Failed payments retry for free, with a fallback.
Features
More ways Adfin helps
Bundle invoices into one payment
Statements let a client settle several invoices at once.
Spread larger fees
Split a project fee into instalments, or set a minimum part-payment.

Card, without paying the card fees yourself
Pass business card fees on to the client, or switch card off.
Late fees with a grace period
Turn them on, set a grace period, and Adfin adds them for you.
Coming soon to Adfin
Risk score new clients
Connect Slack or Teams
Route approvals to whoever signs them off
Read and reply to emails in Adfin
Risk score new clients
Connect Slack or Teams
Route approvals to whoever signs them off
Read and reply to emails in Adfin
Risk score new clients
Connect Slack or Teams
Route approvals to whoever signs them off
Read and reply to emails in Adfin
CUSTOMER STORIES
Don't take our word for it
The ABC Club
Introduce a business to Adfin. Get rewarded.
Your clients get paid faster
If a client is struggling with late payments, introducing them to Adfin takes very little from you. Introduce them to your account manager with a note on why you thought of them, and we look after the rest.
Your practice gets a new service line
Or take it on yourself. Run your clients' Adfin accounts and look after their payments and credit control for them.
You both get rewarded for it
Your clients get a discounted rate for coming via your introduction, while your own direct debit fee reduces, all the way down to 0%. Plus, a £200 voucher for you both, when they’re up and running.
Get started in 10 minutes
Free to sign up, no contract, and you only pay when you get paid. If you would rather talk it through first, book a call and we’ll look at your setup with you.










