Get retainers paid on schedule, and larger fees in instalments

Take retainers by direct debit, let clients spread larger fees, and automate chasing and reconciliation.

Book a Demo

Just get paid

Why Adfin?

Retainers on schedule, business card fees passed on

Retainers are taken by direct debit on the day they're due. Clients can spread larger fees into instalments.

Automated credit control

Reminders go from your own inbox, in your branding. Set them for each client, or let AI learn the timing and tone.

Reconciliation, done for you

Bank transfers match to the right invoice and sync to Xero or QuickBooks.

Support from real people

Reach out by email or live chat whenever you need. Our standard response time is <1 hour.

The stats

Proof it works

7x

Adfin customers are paid 7x faster than the UK average

£30k

Saved in working capital and credit control costs

80+

Hours saved monthly vs manual credit control

* 65% of UK businesses are paid late (source: FreeAgent) vs 9% for Adfin. Calculations are based on Adfin data and industry research, and are based on a mid-size business.

Direct debit migration

Put every retainer on direct debit

Clients set up a direct debit once, and every retainer is taken on the same day each month. Already on direct debit elsewhere? Clients don't need to sign up again.

01

Set it up once

‍

Clients set up a direct debit when they pay their first invoice.

02

Invoice as normal

Raise invoices in Xero or QuickBooks. Adfin takes each one on its due date.

03

Know when cash is coming

Retainers are taken on the same day each month, so payroll is easier to plan. Failed payments retry for free, with a fallback.

Features

More ways Adfin helps

Bundle invoices into one payment

Statements let a client settle several invoices at once.

Spread larger fees

Split a project fee into instalments, or set a minimum part-payment.

Card, without paying the card fees yourself

Pass business card fees on to the client, or switch card off.

Late fees with a grace period

Turn them on, set a grace period, and Adfin adds them for you.

Coming soon to Adfin

Risk score new clients

Connect Slack or Teams

Route approvals to whoever signs them off

Read and reply to emails in Adfin

Risk score new clients

Connect Slack or Teams

Route approvals to whoever signs them off

Read and reply to emails in Adfin

Risk score new clients

Connect Slack or Teams

Route approvals to whoever signs them off

Read and reply to emails in Adfin

CUSTOMER STORIES

Don't take our word for it

We just send an email, here is your payment link, and clients love it. Whether it’s Apple Pay or credit card, they’ll just be double-clicking on their phone like they would with any other bill.
Adfin doesn't charge for retries, and it gives us the ability to collect all of our payments through the same platform: card payments, bank transfers and direct debits all in one place.
I don't have to worry about trying to find what amount is owed - I just click send and I know that Adfin will sort out everything within that email - for me it was a huge game-changer.
Our vision when we started Represent was to have all of our clients on direct debit. This is how we set expectations with our clients. You sign up, you sign the direct debit, and we start working together
It's probably been the most effective method we've had for getting clients who didn't want to go on direct debit to sign up to more automated payments. Adfin's helped bring them onto a more automated payment method and change their mindset on paying.
Working with Adfin feels like a dream scenario for a business owner - I've got a team of smart, dedicated people building software to solve my biggest business problems.
If you've got those niggles about late payments and fees, and the ability to get people onto direct debit, I wouldn't hesitate to switch.
The software has made our work more seamless, which means we've got more capacity to take on extra clients.
You could have the best credit controller in the world, but they’re not going to log on at three o'clock in the afternoon on a Sunday and send a reminder email, even if they know that’s when they usually pay, but AI within Adfin will do that.
What’s been really helpful about Adfin is that you build a flow once, and it triggers automatic reminders and chasers, saving a huge amount of time, and more importantly mental headspace.
We had 20 years of direct debit mandate history to wash through as part of this... the support we got in that journey was fantastic.

The ABC Club

Introduce a business to Adfin. Get rewarded.

Your clients get paid faster

If a client is struggling with late payments, introducing them to Adfin takes very little from you. Introduce them to your account manager with a note on why you thought of them, and we look after the rest.

Your practice gets a new service line

Or take it on yourself. Run your clients' Adfin accounts and look after their payments and credit control for them.

You both get rewarded for it

Your clients get a discounted rate for coming via your introduction, while your own direct debit fee reduces, all the way down to 0%. Plus, a £200 voucher for you both, when they’re up and running.