Get retainers paid on schedule, without chasing clients yourself

Adfin automates chasing, payment and reconciliation for every retainer and project invoice.

Book a Demo

Just get paid

Why Adfin?

Retainers on schedule, business card fees passed on

Retainers are taken by direct debit on the day they're due. Business card fees go to the client, not your margin.

Automated credit control

Reminders in your branding, from your own email address. Set them for each client, or let AI pick the timing.

Reconciliation, done for you

Bank transfers match to the right invoice and sync to Xero or QuickBooks.

Support from real people

Reach out by email or live chat whenever you need. Our standard response time is <1 hour.

The stats

Proof it works

7x

Adfin customers are paid 7x faster than the UK average

£30k

Saved in working capital and credit control costs

80+

Hours saved monthly vs manual credit control

* 65% of UK businesses are paid late (source: FreeAgent) vs 9% for Adfin. Calculations are based on Adfin data and industry research, and are based on a mid-size business.

Direct debit migration

Take every retainer on the day it's due

Clients set up a direct debit once, and every retainer is taken on its due date. Already on direct debit elsewhere? Clients don't need to sign up again.

01

Add it to your agreement

‍

Send a direct debit link with your contract, so it's set up before work starts.

02

Invoice as normal

Adfin takes each retainer on its due date, for whatever you invoice.

03

Know when cash is coming

Retainers are taken on the same day each month, so payroll is easier to plan. Failed payments retry for free, with a fallback.

Features

More ways Adfin helps

Bundle invoices into one payment

Statements let a client settle a retainer and extra work at once.

Take deposits upfront

Send a payment link for a deposit before work starts, or split a project fee into instalments.

Card limits for each client

Decide how much each client can pay by card.

Rebates that sync automatically

Credit notes sync from Xero or QuickBooks, so balances stay right.

Coming soon to Adfin

Risk score new clients

Connect Slack or Teams

Route approvals to whoever signs them off

Read and reply to emails in Adfin

Risk score new clients

Connect Slack or Teams

Route approvals to whoever signs them off

Read and reply to emails in Adfin

Risk score new clients

Connect Slack or Teams

Route approvals to whoever signs them off

Read and reply to emails in Adfin

CUSTOMER STORIES

Don't take our word for it

The software has made our work more seamless, which means we've got more capacity to take on extra clients.
We just send an email, here is your payment link, and clients love it. Whether it’s Apple Pay or credit card, they’ll just be double-clicking on their phone like they would with any other bill.
We had 20 years of direct debit mandate history to wash through as part of this... the support we got in that journey was fantastic.
What’s been really helpful about Adfin is that you build a flow once, and it triggers automatic reminders and chasers, saving a huge amount of time, and more importantly mental headspace.
Our vision when we started Represent was to have all of our clients on direct debit. This is how we set expectations with our clients. You sign up, you sign the direct debit, and we start working together
You could have the best credit controller in the world, but they’re not going to log on at three o'clock in the afternoon on a Sunday and send a reminder email, even if they know that’s when they usually pay, but AI within Adfin will do that.
Working with Adfin feels like a dream scenario for a business owner - I've got a team of smart, dedicated people building software to solve my biggest business problems.
If you've got those niggles about late payments and fees, and the ability to get people onto direct debit, I wouldn't hesitate to switch.
Adfin doesn't charge for retries, and it gives us the ability to collect all of our payments through the same platform: card payments, bank transfers and direct debits all in one place.
I don't have to worry about trying to find what amount is owed - I just click send and I know that Adfin will sort out everything within that email - for me it was a huge game-changer.
It's probably been the most effective method we've had for getting clients who didn't want to go on direct debit to sign up to more automated payments. Adfin's helped bring them onto a more automated payment method and change their mindset on paying.

The ABC Club

Introduce a business to Adfin. Get rewarded.

Your clients get paid faster

If a client is struggling with late payments, introducing them to Adfin takes very little from you. Introduce them to your account manager with a note on why you thought of them, and we look after the rest.

Your practice gets a new service line

Or take it on yourself. Run your clients' Adfin accounts and look after their payments and credit control for them.

You both get rewarded for it

Your clients get a discounted rate for coming via your introduction, while your own direct debit fee reduces, all the way down to 0%. Plus, a £200 voucher for you both, when they’re up and running.