Accept payments

All payments. One platform.

Next generation direct debit, cards, Apple Pay, Google Pay and bank transfers all in one place. Adfin intelligently combines direct debit with other payment methods to maximise your opportunity to get paid.

Payment methods

Every way to pay.

From freelancers to enterprises, let customers pay the way that suits them.

Card, Apple Pay, Google Pay

For when you need to get paid quick. Send reminders by WhasApp and SMS, ideal for smaller clients.

Direct debit

Perfect for recurring payments. We've rebuilt direct debit fromthe ground up, and can even switch your existing mandates to us withoutyour clients needing to do a thing. Magic!

Pay by bank

Let customers pay straight from their bank, no cards or passwords needed.

Bank transfer

Finally: bank transfers that automatically reconcile, so chasing stops thesecond the client pays.

Customise

A payment experience yourcustomers will love

Our payment pages are clean, super fast, and keep your brand front and centre. To accept payments online in this age, you shouldn't accept anything less.

Light-themed Adfin invoice with payment options for Apple Pay, Google Pay, bank, and card.

Green-themed custom-branded Adfin invoice with full payment options.

Minimal black-and-white Adfin invoice with multiple payment methods.

Credit control

The tools you need  to get every invoice paid

Your payment process should be in lockstep with your credit control process. With Adfin,you can automate chasing intelligently to save time and get you paid faster.

Instalment plans, set up in seconds

Split an invoice across any number of payments, at any frequency - and edit the amount of each payment if you need to. Fewer excuses, more payments!

Pass card fees back to your business customers

When a business customer pays by card, Adfin adds the processing fee to their total and collects it directly. Turn it on for one customer, or all of them.

Let customers pay in parts

Set a minimum and let customers chip away at larger invoices. They'll keep getting reminders until the balance is clear, so nothing gets forgotten.

No more matching payments by hand

Adfin spots every bank transfer as it lands and allocates it to the right invoice automatically. Underpayments, overpayments, missing references - all handled in the background.

Get started in minutes

No paperwork. No tech setup. Just sign up and get started in minutes.

FAQ

Payments questions

How do I know Adfin is safe?

Adfin’s platform has been built from scratch using the latest technology to be as safe and secure as possible. For more information, see adfin.com/security.

Who is responsible for providing me with payment services?

Adfin enables you to distribute and manage requests for payment to your customers. Payment services are provided directly to you by one of our FCA-regulated payments partners and their name may appear on your customers' bank statements:

Adyen N.V.
Stripe Payments Europe, Ltd
Tink Financial Services Ltd

If you or any of your customers have any questions about the payment services, please reach out to us directly.

Your fees are very competitive. Will they ever increase?

We've built our payment infrastructure from scratch in the AI era, which is why our platform is so secure, reliable and cost competitive. Not all of our payment-related costs are within our control as they are set by the underlying payment scheme: for example, the majority of card fees go to the issuing bank in the form of interchange. However, unless these underlying costs change we can see no reason why Adfin would increase fees, and we are in fact working to see where we can lower them. Our Transparency Manifesto at adfin.com/pricing provides more detail on how we believe Adfin is different when it comes to pricing.

How can I trust that you won’t get sold to someone who increases fees?

We are building a new type of payments company here at Adfin: one where transparency and trust are central. And our highly experienced team is deeply committed to building an independent company which remains in our control. Therefore, while we can make no promises, our intentions are certainly to remain independent, and even if we didn’t, we would ensure any buyer shares our core values.

Testimonials

Don't just take our word for it

"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."

Monika Kamycka

Founder, Oppic

"For credit control, Adfin is on another level—clear, flexible, and built for accountants."

Neil Criddle

Founder, Neil's Data Consultancy

"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."

Louise Moore

Founder, Moore to Bookkeeping

"I moved over 200 clients to Adfin and it was seamless. 89% signed their new direct debit mandate within 3 days."

Paul Barnes

Founder, Cloud Accounting Support Services

"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."

Nicola Hageman

Founder, The Numbers Quarter

"With Adfin, clients don’t really get the option to delay because it’s so seamless. When clients started saying, “Wow, that was so easy to pay,” I knew we were onto something."

Jim Borrill

Founder, Stem Accountants

"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"

Laura Day-Henderson

Founder, More to Bookkeeping

"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".

Donna Porter

Administrator, Count On You

"The migration from GoCardless was completely stress-free, with fast responses and hands-on support throughout. The team stepped in when needed, worked directly with GoCardless, and shared the right guidance at exactly the right time".

Leigh Coombs

Director, IT All Figures

"Because it’s intelligent, I don’t have to worry about trying to find what the invoices are or what amount is owed - I just click send and I know that Adfin Autopilot will sort everything out within that email - that's a huge game-changer".

Jessica Pillow

Director, Pillow May

“Being able to send invoices by WhatsApp, they get seen and they get noticed. I now get paid much, much quicker when I can send the payment links or the invoices by WhatsApp”.

Penelope Allard

Director, Wild Bookkeeping

"Using Adfin means I’m not relying on manual chasing. Payment is built into our process, and if something slips, I’ve got the tools to resolve it quickly".

Emily Vass

Founder, Nourished Accounting