Larger businesses
Fixing your cashflow is easier than you think
Late payments are a cashflow problem. Adfin automates all the workflows your finance team uses to get paid: reducing DSO, releasing working capital, and cutting your reliance on credit lines.
Trusted by 2,500+ finance teams
Customer stories
How Gascoynes freed up cash flow to fund their 10th acquisition
Gascoynes replaced four disconnected payment methods and manual credit control with one platform, and changed the trajectory of its debtor book.
10%
Debtors down
39%
Decrease in late payments
Our product
Built to handle every part of getting paid
Adfin pairs payments infrastructure with agentic AI to automate all routine work, so your team spends less time on process and more on analysis and forecasting.
Effortless invoice payments
Direct debit, card, open banking, and bank transfer, all on one platform. Make it easy for customers to pay, while consolidating reporting.
Agentic credit control
Adfin chases, handles queries, applies late fees, and sets up instalment plans. Each interaction adapts to your customer, while keeping you in control.
Fully automated direct debits
Adfin’s direct debits need no human intervention. Mandate migration, setup, cancellations, retries and fallback: every part of direct debit, solved.
Auto-reconciliation for all bank transfers
Manual reconciliation is expensive at scale. With Adfin, every customer gets their own bank account, reconciling payments to invoices instantly.
Adfin vs others
Ready to switch?
Adfin
GoCardless
Stripe
Features
Create and manage invoices from scratch, PDFs, CSVs, Excel and image files
Extra 0.4% per invoice2
Accept direct debit, cards, and bank payments in one platform, with automated fallbacks
Automated, AI-adapted chasing across email, whatsapp and SMS
Email chasing only
Extra 0.4% per invoice2
Credit control dashboard and tools
Fees
Standard fee
1% + 20p
0.75% to 0% direct debit for ABC Club members
Various
Equivalent functionality:
Advanced tier 1.25% + 20p¹
Advanced tier 1.25% + 20p¹
Various
Standard cards 1.5% + 20p
Failed payment fee and cost of retries
None
You only pay for successful payments
You pay for all submitted payment attempts, whether failed or successful
None
Your name on the bank statement (custom SUN)
£36 / month
£50 / month
Not known if supported
Payouts
Daily gross settlement by default
Support
UK support with <1 hr response times
(1) Advanced (1.25%) tier required for equivalent functionality to Adfin, ie where retries are automated, and the user can decide how many times failed payments are retried. (2) Stripe Invoicing pricing. Pricing and functionality taken from provider websites July 2026.
Demo
Give it a try
The interactive Adfin Console below gives you a taste of what life is like with Adfin
Get started in minutes
Adfin has no minumum or monthly fees: we only get paid if you get paid.
Sign up in 10 minutes and try the platform for free.
Sign up in 10 minutes and try the platform for free.