Adfin Blog
Welcome to our blog! Here, you'll find tools and insights to streamline your processes and enhance customer engagement.
Introducing the Adfin Cash MOT: a cash flow check accountants can run on any client in seconds
Today we're launching the Adfin Cash MOT: a tool that shows accountants how a client's cash flow is actually doing and how it compares to businesses like theirs.
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Get cash in faster with card on file
Save a customer's card once, then charge it automatically, without asking them to pay or to enter their details again.
Help a business get paid faster (and get £200 for it!)
Refer a business to Adfin and you'll earn a £200 Amazon voucher. The business you refer gets £100, and a lower direct debit rate.
Introducing customer agents: AI that optimises payment collections for each customer
Customer agents help you automate who to chase, when to act, and how to handle every customer payment situation, reducing manual work and time to get paid.
How LJM Bookkeeping took the awkwardness out of getting paid with Adfin and Socket
Lara Manton, Director of LJM Bookkeeping, simplifies getting paid with Socket and Adfin.
Adfin is now a payment method in Xero
Adfin is now available as a payment method in Xero, making it easy to include an Adfin payment link on every invoice you send.
5 tips for credit control that get you paid faster
5 simple tips to build a credit control process that gets you paid faster
Introducing the new, better Accountants and Bookkeepers Club
We're improving the Accountants and Bookkeepers Club at Adfin
Announcing our October Release
Adfin has launched full end-to-end revenue automation for client-first businesses—powered by its new AI tool, Adfin Autopilot—enabling SMBs to automate invoice chasing, payment collection, and reconciliation entirely, reducing admin by up to 150 hours a month and accelerating payments by 73%.
Using direct debits to minimise the disruption from software price increases
If you manage client software subscriptions, you’ll know how much time can be wasted chasing payments or getting amounts updated when prices change. And with Xero’s UK prices going up in September, now’s the perfect time to make the switch from standing order to direct debit.
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Time to get paid: What the UK’s new late payment policy means for you
Big news from the UK government: the “toughest crackdown on late payments in a generation” has just been announced. Here's what’s changing, why it matters, and how Adfin can help you stay ahead of the curve.
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Nicola J Barnett: from one-off invoices to direct debits
In the spotlight this week is Nicola, the founder of Accounts and Tax Made Easy. Nicola shares how a career pivot led to launching her own practice, why she’s a proud generalist with a soft spot for service businesses, and how Adfin helped her ditch one-off invoices for a streamlined, scalable system.
Why SaaS platforms are choosing Adfin for payments
Looking for a new payments platform? Learn why platforms are switching to Adfin for faster, more flexible payments.
Products & Tips
Adfin + Nomi: payments and credit control, inside the practice software you already use
Nomi users can now collect payments and automate credit control with Adfin, without leaving their workflow.
Introducing the Adfin Cash MOT: a cash flow check accountants can run on any client in seconds
Today we're launching the Adfin Cash MOT: a tool that shows accountants how a client's cash flow is actually doing and how it compares to businesses like theirs.
Get cash in faster with card on file
Save a customer's card once, then charge it automatically, without asking them to pay or to enter their details again.
Introducing customer agents: AI that optimises payment collections for each customer
Customer agents help you automate who to chase, when to act, and how to handle every customer payment situation, reducing manual work and time to get paid.
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Building on the Small Business Protections Bill: Automatic late fees
The biggest late payment reform in 25 years just passed. Technology is how small businesses use it.
Adfin is now a payment method in Xero
Adfin is now available as a payment method in Xero, making it easy to include an Adfin payment link on every invoice you send.
Moving direct debits to Adfin is easier than you think
Moving direct debits to Adfin is easier than you think
5 tips for credit control that get you paid faster
5 simple tips to build a credit control process that gets you paid faster
Introducing the new, better Accountants and Bookkeepers Club
We're improving the Accountants and Bookkeepers Club at Adfin
Introducing instalment plans: saving you time and keeping cash flowing
Instalment plans are better with Adfin
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Direct debit for accountants: why it’s brilliant (and how to make it even better with Adfin)
Direct debit for accountants: steady cash flow, no failed payment-fees and smart fallbacks to card - all in Adfin!
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Meet Adfin Autopilot: Built to save you time on credit control
Adfin Autopilot automates away your credit control process. Chasing emails written for you, using your tone of voice and with all the right details already there.
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Bridging the £65 billion SME credit gap: how small businesses can take control of cash flow
Allica Bank’s £65bn SME credit gap shows UK firms need stronger cash flow. See how Adfin helps SMBs reduce late payments and unlock hidden capital.
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Just Get Paid with Adfin's world-first agentic AI, built for business
Businesses can now, for what we believe to be the first time in the world, entirely automate their revenue operations end to end using Adfin's agentic AI and next-generation payment platform.
Announcing our October Release
Adfin has launched full end-to-end revenue automation for client-first businesses—powered by its new AI tool, Adfin Autopilot—enabling SMBs to automate invoice chasing, payment collection, and reconciliation entirely, reducing admin by up to 150 hours a month and accelerating payments by 73%.
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Building compliance from day one: reflections from a fintech startup
Building compliance into fintech from day one: Adfin’s approach, lessons learned, and what’s next.
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Using direct debits to minimise the disruption from software price increases
If you manage client software subscriptions, you’ll know how much time can be wasted chasing payments or getting amounts updated when prices change. And with Xero’s UK prices going up in September, now’s the perfect time to make the switch from standing order to direct debit.
On call at Adfin: how we keep things running smoothly
Our senior developer Patrick shares how we keep Adfin running smoothly 24/7: from on-call shifts to proactive releases.
Time to get paid: What the UK’s new late payment policy means for you
Big news from the UK government: the “toughest crackdown on late payments in a generation” has just been announced. Here's what’s changing, why it matters, and how Adfin can help you stay ahead of the curve.
How we use Domain-Driven Design at Adfin to build software that scales with us
Silviu provides us an overview of how we apply Domain-Driven Design at Adfin: practical, lean, and startup-friendly.
Why SaaS platforms are choosing Adfin for payments
Looking for a new payments platform? Learn why platforms are switching to Adfin for faster, more flexible payments.
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Smoother, smarter, sleeker: Adfin’s ongoing UI evolution
At Adfin, we build products in a fast-moving environment. This blog shares how our frontend team balances rapid feature delivery with code simplicity and long-term maintainability using real-world examples like rebuilding our table component.
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How Adfin puts customers first: our approach to support and operations
In this behind-the-scenes post, Chris shares how the team keeps support personal, fast, and genuinely helpful. From smart tools like Intercom and Linear to our AI sidekick Fin (who’s still learning!), Adfin blends tech with a human touch.
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From problem to product: inside Adfin's AI development framework
At Adfin, we use AI to solve real-world problems. This post shares how we built an AI-powered invoice scanner that’s faster, cheaper, and more accurate by focusing on practical model choices and smart integration.
Adfin releases beta MCP server for AI clients
Adfin releases beta AI MCP for Claude Desktop, allowing connections from LLMs to Adfin.
We’ve raised more money! But now back to work.
Adfin raises additional capital to further our mission to help businesses get paid.
Are late payments holding you back? Here’s how to fix it
Late payments impact cash flow. Set up automated reminders, track payments, and ensure faster collections with Adfin’s AR solutions.
How to stop chasing clients for overdue payments and get paid faster
Stop chasing overdue payments! Use automation, clear payment terms, and easy payment methods to ensure clients pay on time.
Why are accounting firms still struggling to get paid?
Accounting firms struggle with late payments, hidden fees, and inefficiencies. Discover how to streamline payments and improve cash flow.
7 ways to streamline accounts receivable for accountants and bookkeepers
Accounts receivable processes slowing you down? Automate invoicing, reminders, and payments to streamline AR and improve cash flow.
How to stop using so many AR tools and get paid faster
AR Tools are holding your business back. Consolidate invoicing, payments, and reminders into one platform for faster payments and fewer fees.
Feel like you’re overpaying for payment fees? Here's how fees work and why you might be paying to subsidise other businesses
Stop overpaying for payment fees. Understand the hidden costs behind transactions and find out how to lower your payment processing expenses.
4 ways to improve your account receivable and get paid faster
Accounts receivable automation helps businesses get paid faster. Discover 4 key strategies to streamline invoicing, reminders, and payment collection.
Why the new Fair Payment Code is a game-changer for small businesses - but there's still more to do
The Fair Payment Code is reshaping how small businesses get paid. Learn how this initiative helps SMEs tackle late payments and improve cash flow.
Product updates from Adfin - October
👻 It might be Halloween, but getting paid doesn't have to be scary! Here are the latest new features from Adfin to help you get paid.
Why getting paid is still a headache: debunking the myths and understanding the problems
Getting paid remains a challenge for businesses. Learn why late payments, high fees, and disjointed payment systems are holding you back and how to fix them.
How Adfin delivers quality products faster than the speed of light
Today, our CTO and Co-Founder, reveals the secret behind Adfin's lightning-fast product delivery. Find out more.
Adfin emerges from stealth with $4.9m (€4.5m) in funding to build the best way for bills to get paid
We've launched Adfin to solve bill payments - for senders, and payers.
Accountants and Bookkeepers, top 5 strategies to improve your cash flow
Improve cash flow for accountants and bookkeepers with automated invoicing, payment reminders, and flexible payment options. Reduce late payments and optimize accounts receivable.
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Launching invoice payments as a platform
Invoice payments are now a key revenue driver for SaaS. Learn how to embed seamless invoice-to-cash solutions with a simple, cost-effective integration.
How can Adfin be lower cost than competitors?
We’re making invoice payments work better for everyone.
Choosing the right invoicing solution
Invoicing Solution to simplify the invoicing process, reduce delays, and improve cash flow with easy-to-use digital payments and automated invoicing.
Life at Adfin
Announcing our Series A: Raising $18 million to help the world build better businesses
Money that moves itself: Adfin has raised its Series A to build the agentic finance platform.
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Meet Dan Cojocaru, our new Senior Software Engineer
Spotlight on Dan from Adfin’s engineering team, building powerful features like God Mode and helping make our payments platform faster, smarter, and smoother for every user.
Meet Andy Brown, our new Commercial Associate
Spotlight on Andy from Adfin’s sales team, helping UK businesses streamline payments and get paid on time with smart automation.
Inside the Adfin Tea Party
In this blog, we reflect on our wildest road trip yet: 500+ teas, 2600 miles, plenty of laughs and everything we learned while taking Adfin on tour.
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Meet Toby Piper, our new Software Engineer
This week we’re spotlighting Toby — engineer, problem-solver, and unofficial strongman. With decades of experience and a love for early-stage chaos, he’s helping us build Adfin from the ground up. Ask ChatGPT
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One year at Adfin: becoming a builder
One of our founding engineers, Ema, reflects on her first year at Adfin: from learning workflows from scratch to building core systems, growing fast, and finding meaning in the mess.
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Still early. Still learning.
Carlos has been with Adfin since day one, helping shape the product by speaking to hundreds of accountants and bookkeepers. In this reflection, he shares what he’s learned so far: about the value of simplicity, the importance of trust, and why he’s come to really enjoy working in this space.
Meet Lena Gryn, our new Head of Product Design
This week’s spotlight is on our wonderful new Head of Product Design, Lena, who joined Adfin after a (slightly chaotic) few months without one…Since joining, she’s brought fresh thinking, clarity, and calm to our product design, and we’re very glad to have her on board.
Nathan Hall on making platforms click for real businesses
Nathan Hall helps Adfin customers bring solutions to life. From APIs to bike rides across France, he’s always building connections — technical and personal.
Meet Lucy Grant, our new Chief of Staff
Our employee spotlight this week is on Lucy Grant, our Chief of Staff. Whether she’s chatting to customers, crunching data, or jumping into cross-functional projects, Lucy’s already made a huge impact since joining.
From buildings to backend: Patrick’s journey into payments
Patrick is one of the minds behind Adfin’s backend. From Turbo Pascal to payments innovation, he’s always building with purpose (and a side of good wine!).
Life as a Founder Associate at a startup: my first 4 weeks at Adfin
Veronika shares her first four weeks as a Founder Associate at Adfin, covering everything from event planning and offsites in Italy to marketing and operations.
Meet Sergiu Dinu, our new AI Engineer
This month’s spotlight is on Sergiu Dinu, our first AI Engineer at Adfin. From evolutionary algorithms to unsolved geometry problems, he’s bringing serious brainpower to the team, and we’re lucky to have him.
Meet Georgii Perepecho, Software Engineer at Adfin
This week’s Spotlight of the Week features Georgii Perepecho, one of our Software Engineers at Adfin. Passionate about building impactful products, Georgii thrives in a fast-moving team and spends his free time hiking, exploring National Parks, and tackling DIY projects!
Meet Robert Tabacaru our new Software Engineer
This week’s Spotlight Week features Robert Tabacaru, one of our Software Engineers at Adfin. With a passion for problem-solving, Robert thrives on tackling complex challenges, staying active in his free time, and, of course, enjoying the Star Wars universe.
Former Adyen UK managing director Myles Dawson joins Adfin
Myles Dawson, with a strong background in scaling successful fintech companies like Adyen, joins Adfin at an exciting stage to help shape the future of business payments. His experience will play a key role in driving Adfin’s mission to transform how businesses get paid.
Meet Chris Carty our new Solutions & Delivery Specialist
Meet Chris Carty, our new Solutions & Delivery Specialist at Adfin! In a recent Q&A, he shares his journey into Solution Engineering, his excitement for joining a startup, and his experience developing an Open Banking payment platform. Outside of work, Chris enjoys football and mountaineering, with plans to climb peaks over 6,000m.
Meet Ema Damian our new Software Engineer
Join us this week as we spotlight Ema Damian, our newest Software Engineer at Adfin. We had a fun Q&A session to get to know her better, discussing her career inspiration, why she joined Adfin, her most challenging project, her hobbies, and her favourite book and TV show
Success stories
Tea with Adfin: Ben Brophy
Ben Brophy on AI, Building His Own Tools, and Why Client Relationships Still Win | Accountant Ben Brophy on going solo, building AI tools like a salary calculator in a weekend, why clients still want a human relationship, and where LLMs fall short on tax advice.
Tea with Adfin: James Lizars
James Lizars on Cloud Accounting, Xero, and Why Thrive Pledged to Plant a Million Trees | Thrive founder James Lizars on his path into accounting, careful tech adoption, partnering with Xero and Adfin, and building the UK's longest-standing B Corp accounting firm.
Tea with Adfin: Bev Flanagan
From trainee to practice owner to coach: accountant Bev Flanagan on 30 years in the industry, embracing AI, and building a following along the way.
0% overdue invoices, 99% of the time: How Nourished Accounting gets paid on time, (almost) every time
Nourished Accounting keeps overdue invoices close to 0% by setting up payment during onboarding, automating recurring billing through Xero, and using Adfin to manage collections and credit control.
How LJM Bookkeeping took the awkwardness out of getting paid with Adfin and Socket
Lara Manton, Director of LJM Bookkeeping, simplifies getting paid with Socket and Adfin.
How Wild Bookkeeping got paid in half the time using Adfin’s Whatsapp payment links
Penny, Director of Wild Bookkeeping, shares how Adfin payment links via WhatsApp helped her reduce he debtor days by over 50%.
How Adfin Autopilot helps Pillow May get more than 70% of invoices paid in just two working days
Pillow May uses Adfin Autopilot to send branded payment reminders with pay-now links, helping 72% of invoices get paid within two working days.
From fashion to finance: how Beth is building a modern practice
From fashion buying to fast-paced accounting - how Beth built a tech-driven practice and gets paid without the faff.
Taking a leap: Jim’s journey to building a client-first firm
In the spotlight this week is Jim, the founder of his own growing accountancy practice. Jim talks about taking the leap from a 14-year career to self-employment with a newborn at home, why small businesses and start-ups are his sweet spot, and how Adfin got his clients saying “Wow, that was so easy to pay”.
Nicola J Barnett: from one-off invoices to direct debits
In the spotlight this week is Nicola, the founder of Accounts and Tax Made Easy. Nicola shares how a career pivot led to launching her own practice, why she’s a proud generalist with a soft spot for service businesses, and how Adfin helped her ditch one-off invoices for a streamlined, scalable system.
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Neil Criddle: betting on Adfin early
In the spotlight this week is Neil Criddle — one of our earliest (and boldest!) customers, who signed up before direct debits were even live. As the founder of Neil’s Data Consultancy, he shares his journey from launching solo to building a thriving, tech-forward practice, the power of LinkedIn, and why taking a chance on Adfin paid off.
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From football boots to bookkeeping: Paul’s journey to 200+ clients
In the spotlight this week is Paul, who swapped life as a professional footballer for one in cloud accounting. He shares how CASS grew from helping friends onto Xero to supporting 200+ clients, why hands-on support beats ticket numbers, and how Adfin became a game-changer for getting paid.
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Emily Rutterford: what it takes to modernise an accounting firm
Meet Emily, Digital Solutions Manager at Knights Lowe. Unlike our usual founder features, Emily’s role is all about driving internal change: researching, implementing, and advising on tech that makes a growing firm more efficient.
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How Karolina made getting paid feel effortless
In the spotlight this week is Karolina, founder of her own tech-savvy practice and an accountant who’s been making numbers make sense since helping her friends with maths back in school. In our chat, she shares how her passion for automation, learning new industries, and building real relationships with clients has shaped her approach.
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Nicola Hageman swapped faceless tools for support that listens
In the spotlight this week is Nicola - one of our loveliest customers (who's brave enough to share a stage with us!). Now the founder of The Numbers Quarter and co-creator of FreshPay, she shares her story of building two businesses, supporting women in business, and why customer support matters most.
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Louise Moore: why one-time payments and Apple Pay changed everything
In this week’s Practice Spotlight, we chat with Louise, one of our longest-standing customers. Louise shares her journey from financial adviser to accidental bookkeeper, how early morning dog walks keep her grounded, and why Adfin (and Doris the AI) are now essential parts of her toolkit.
Monika: why instant payment alerts changed the game for Oppic
In this week's Practice Spotlight, we chat with one of our earliest customers, Monika, founder of Oppic. Monika shares her journey from solo entrepreneur to building a tech-forward team, her love of automation, and why simple tools like Adfin are key to her success.
How Neil Criddle optimised billing when acquiring new firms
Discover how Neil Criddle of Neil’s Data Consultancy scaled his accounting firm’s direct debit billing process using Adfin.
Helpbox UK reduced payment costs by 58% with Adfin
Discover how Helpbox UK reduced payment processing costs by 58% & simplified their invoicing operations with Adfin’s all-in-one platform for accounting firms.
Insights
450 hours a year: where accountants' admin time goes
Two hours a day adds up to 450 hours a year. Workiro and Adfin on where accountants' admin time goes.
Getting paid before you have a finance function
Jumpstart and Adfin on building a billing process that scales before you hire a finance team.
Why so few businesses charge late fees, and what's changing
Why late fees are rarely charged, what the proposed law would change, and what happens when businesses switch them on.
Late payment is a finance problem and a wellbeing problem at once
The cash and the capacity: what chasing late payments costs business owners, and three ways to reduce it.
Why law firm lockup hasn't moved, and what's changed
Why UK law firm lockup has barely moved in a decade, and how firms can chase without risking client relationships.
The Adfin Payment Barometer: South West
The South West's late payment rate has held largely flat, close to twice as reliable as the wider UK large-business market.
The Adfin Payment Barometer: West Midlands
The West Midlands' late payment rate has stayed close to 8% in Adfin's data, even as the region posts the UK's highest overdue invoice volume.
The Adfin Payment Barometer: Yorkshire and the Humber
Yorkshire and the Humber's late payment rate has dropped from 13.5% to 8.2% in nine months, one of the sharpest improvements in Adfin's data.
The Adfin Payment Barometer: London
London's late payment rate has dropped from 13.6% to 8.2%, with large businesses paying just as reliably as small ones.
The Adfin Payment Barometer: North West
The North West's late payment rate has dropped to 6.3%, Adfin's strongest region overall, with no single business size dragging it down.
The Adfin Payment Barometer: Wales
Wales has the UK's highest late payment rate at 18.4%, though it's down sharply from around 25% a year ago.
The Adfin Payment Barometer: North East
The North East's late payment rate dropped from 14% to 5.2%, the biggest swing of any UK region in Adfin's data.
Partner Spotlight: Quiss on Modernising technology for professional services firms
Quiss Technology on why it joined the Adfin partner ecosystem, and what professional services firms should look for when investing in technology.
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The Passenger Princess (Thinks)
50 accounting firms, one road trip: what we learned about late payment culture, credit control, and clients trusting AI over their own accountant."
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The human impact of late payments, and the solution in technology
The Small Business Commissioner has recovered £10m+ for small businesses. Head of Comms Mia Rees on late payments, new legislation, and tech's role.
Help a business get paid faster (and get £200 for it!)
Refer a business to Adfin and you'll earn a £200 Amazon voucher. The business you refer gets £100, and a lower direct debit rate.
How Unity Accountancy is working towards credit control as a service
Cerith Williams on launching credit control as a productised service line at Unity Accountancy. Pricing, packaging, and where to start.
The path to Double Zero and why it matters
Why do some businesses carry significant debtors, or so much WIP? Is this a problem: should all firms be aspiring to what we’ll call the Double Zero of 0 debt and 0 WIP? Let’s dig into it.
Recently published
450 hours a year: where accountants' admin time goes
Two hours a day adds up to 450 hours a year. Workiro and Adfin on where accountants' admin time goes.
Getting paid before you have a finance function
Jumpstart and Adfin on building a billing process that scales before you hire a finance team.
Why so few businesses charge late fees, and what's changing
Why late fees are rarely charged, what the proposed law would change, and what happens when businesses switch them on.
Late payment is a finance problem and a wellbeing problem at once
The cash and the capacity: what chasing late payments costs business owners, and three ways to reduce it.
Why law firm lockup hasn't moved, and what's changed
Why UK law firm lockup has barely moved in a decade, and how firms can chase without risking client relationships.
Adfin + Nomi: payments and credit control, inside the practice software you already use
Nomi users can now collect payments and automate credit control with Adfin, without leaving their workflow.
The Adfin Payment Barometer: South West
The South West's late payment rate has held largely flat, close to twice as reliable as the wider UK large-business market.
The Adfin Payment Barometer: West Midlands
The West Midlands' late payment rate has stayed close to 8% in Adfin's data, even as the region posts the UK's highest overdue invoice volume.