Outsourced credit control

Turn credit control into a revenue stream for your practice.

Help your clients get paid faster, take the stress out of credit control, and build a steady income stream in the process. Adfin automates the heavy lifting so you can offer outsourced payment collection without it taking over your diary.

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The opportunity

Getting paid shouldn't be the hardest part of running a business. You can make it easier.

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01 Your clients get paid faster

Late payments, manual chasing, cash flow stress — you're solving a real problem they already have. That's what makes this an easy conversation to start.

Autopilot

02 Adfin does the heavy lifting

Automated chasing, direct debit collection, real-time dashboards — you're not manually running credit control, you're managing a system that runs itself.

Autopilot

03 New recurring revenue

Add a monthly income stream to your practice without hiring anyone or building anything from scratch. You set the price, Adfin does the work, and the margin is yours.

Autopilot

04 Set up in minutes, not months

Get a new client live on Adfin in under 10 minutes. Connect their accounting software, configure workflows, and start collecting. No complex onboarding, no waiting around.

Autopilot

Best-fit sectors

Accountants Marketing & creative agenciesConstruction & trade IT support & MSPsRecruitment agenciesEducation & training Legal servicesEducation & training Care homes Wholesale & distributionTransport & logistics Media & events

Onboarding

You set it up. Adfin does the heavy lifting.

Onboard a new client in under 10 minutes. Connect their accounting software, configure chasing workflows and Autopilot, set up direct debits, and customise everything to match their brand. Once it's live, Adfin collects, chases, and reconciles automatically — you just monitor exceptions and review the dashboard.

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Onboarding

You set it up. Adfin does the heavy lifting.

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Why Adfin

Credit control. Finally under control.

We're far more than an amazing payments provider. We give you all the tools to Just Get Paid, as manually or automated as you like.

Put credit control on Autopilot

Adfin Autopilot chases intelligently from your domain. No more manual processes and copy and pasting data: sit back and we'll do the work.

Phone screen showing a payment request email with a 'Review and pay' button.

Switch direct debits with zero faff

Our automated switching service allows you to migrate your direct debits to Adfin without your clients needing to do a thing. Magic!

Green illustration of a hand holding a price tag with a percentage symbol and a checkmark.

Everything stays in sync

We sync with leading accounting software, and with any other software via Adfin Bridge, meaning no change to the rest of your software stack.

One dashboard to rule them all

Adfin gives you a single dashboard across all your clients, allowing you to manage their receivables as easily as you do your own.

Dashboard interface showing a dropdown menu for selecting client accounts and a payment status overview.

7x

faster payments when businesses use Adfin

80

hours a month saved on credit control

£30k

recovered in working capital and credit control costs

65% of UK businesses are paid late (source: FreeAgent) vs 9% for Adfin. Calculations are based on Adfin data and industry research, and are based on a mid-size business.

Partner program

The ABC Club helps you help your clients.

We actually care

Your dedicated Adfin account manager helps you get confident and up to speed—quickly and with zero hassle.

Build a credit control service

Get closer to your clients. Adfin gives you all the tools to fully manage credit control.

Reap the rewards

Grow with Adfin and get co-marketing support, promo resources, and exclusive perks.

Member

Bronze

Silver

Gold

Requirements

Membership

Referrals¹required

Automatic

Just 1!

Only 8 :)

An easy 20 - and we'll help!

Benefits

Your direct debit payment fee

1.00%

0.75%

0.50%

£100 Amazon voucher for each referral (for both you and the referred business)²

Discounted direct debit fee for your referred clients³

0.75% (25% discount)

Other pricing as per Adfin.com/pricing

God Mode to manage clients' accounts and offer credit control as a service

Exclusive merch and partner badge

More details: (1) To qualify, referrals need to be eligible (at least 5% of your turnover) and active (processing >£50 of settled payments per month). Status is determined on the 1st of the month based on the activity of your referrals in the previous month. Referrals expire at the end of the calendar year after their signup year. (2) Vouchers are sent once the first £1,000 of payments are made within 90 days of signup. (3) Client signups must be via your unique referral link, available in the Console, to benefit, and discounts are valid for 12 months from date of sign up. Payment discounts are not applicable if we agree custom pricing terms. Full T&Cs are here.

Show all benefits

ABC Vision

Building something worth belonging to

This has never just been about software. It’s about people. We’re big on community (and a good party), so our top partners can expect invites to events like Queen’s tennis and our Christmas celebrations.

One day, we’d love to open a café-bar for our partners in our London office - a place to work, unwind, and connect with peers. Until then, we’ll keep building with that same spirit: open, collaborative, and people-first.

Us vs others

Ready to switch?

Adfin

GoCardless

Stripe

Features

Create invoices from any format of input

Extra 0.4% per invoice²

Retrieve data and reconcile to any software without code

Accept payment across direct debit, cards, and bank payments, with automated fallbacks

Automated chasing across email, whatsapp and SMS

Email chasing only

Extra 0.4% per invoice²

Credit control dashboard and tools

Fees

Standard fee

Combined fee for Capture & Control + Standard collections

1% + 20p
(0.75% to 0% + 20p for accountants via the ABC Club)

Various

Equivalent functionality:
1.25% + 20p¹

Various

Standard cards 1.5% + 20p

Failed payment fee and cost of retries

Only pay for successful payments

Free

Fee is charged on all submitted payment attempts, whether failed or successful

None

Your name on the bank statement (custom SUN)

£36 / month

£50 / month

Unknown

Payouts

Daily gross settlement by default

Support

Named local support, with <1 hr response times

(1) Advanced (1.25%) tier required for equivalent functionality to Adfin, ie where retries are automated, and the user can decide how many times failed payments are retried. (3) Stripe Invoicing pricing. Pricing and functionality taken from provider websites Oct 2025.

Testimonials

Don't just take our word for it

"Using Adfin has been a refreshing change. It’s neat, simple, and easy to navigate—exactly what we needed to automate payments without adding more to our plate."

Monika Kamycka

Founder, Oppic

"For credit control, Adfin is on another level—clear, flexible, and built for accountants."

Neil Criddle

Founder, Neil's Data Consultancy

"One-time payments and Apple Pay are brilliant, especially for the year-end clients who only get one invoice a year. The transparency is fantastic. I can see exactly what’s happening with every invoice."

Louise Moore

Founder, Moore to Bookkeeping

"I moved over 200 clients to Adfin and it was seamless. 89% signed their new direct debit mandate within 3 days."

Paul Barnes

Founder, Cloud Accounting Support Services

"It’s so helpful being able to track who hasn’t signed a mandate and where each invoice is at. And if a direct debit fails, Adfin automatically sends a card payment link, so you know it’s being handled."

Nicola Hageman

Founder, The Numbers Quarter

"With Adfin, clients don’t really get the option to delay because it’s so seamless. When clients started saying, “Wow, that was so easy to pay,” I knew we were onto something."

Jim Borrill

Founder, Stem Accountants

"Adfin has streamlined our process, allowing us to focus on our clients while ensuring effortless payment collection. It's easy to use and impresses clients so much they want Adfin for their own businesses too!"

Laura Day-Henderson

Founder, More to Bookkeeping

"I thought getting customers to sign a new mandate would be a nightmare, but it was actually super simple. Adfin made the whole switch feel effortless. The Adfin team are with you for support every step of the way".

Donna Porter

Administrator, Count On You

"The migration from GoCardless was completely stress-free, with fast responses and hands-on support throughout. The team stepped in when needed, worked directly with GoCardless, and shared the right guidance at exactly the right time".

Leigh Coombs

Director, IT All Figures

"Because it’s intelligent, I don’t have to worry about trying to find what the invoices are or what amount is owed - I just click send and I know that Adfin Autopilot will sort everything out within that email - that's a huge game-changer".

Jessica Pillow

Director, Pillow May

“Being able to send invoices by WhatsApp, they get seen and they get noticed. I now get paid much, much quicker when I can send the payment links or the invoices by WhatsApp”.

Penelope Allard

Director, Wild Bookkeeping

"Using Adfin means I’m not relying on manual chasing. Payment is built into our process, and if something slips, I’ve got the tools to resolve it quickly".

Emily Vass

Founder, Nourished Accounting

FAQ

ABC Club FAQ

How does the ABC club work?

It’s easy! Refer clients using your dedicated referral link in the Console and they’ll be automatically logged against your account. As long as they stay with Adfin after 90 days of going live, you’ll keep the benefits. Referrals reset every calendar year, but we really want you to keep the benefits for as long as possible so once you've earned a tier, you will keep it for the following calendar year!

What sorts of client should I refer?

Anyone that might use Adfin. We see particular demand from what we call client-first businesses: ie, businesses that generally tend to invoice their customers. These might be in construction, trades, professional services, events, healthcare. We are not suitable right now for ecommerce (web) shops, or bricks and mortar businesses. There are other companies that do that better than us!

How big do the clients need to be?

All we ask is that a referred client is at least 5% of your turnover to count. Fair enough, we hope!

Shouldn’t it be the AB Club?

Yes. But it’s too late now.

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