Adfin | Using direct debits to minimise the disruption from software price increases

If you manage client software subscriptions, you’ll know how much time can be wasted chasing payments or getting amounts updated when prices change. And with Xero’s UK prices going up in September, now’s the perfect time to make the switch.

What’s happening with Xero prices

From 1 September 2025, Xero is increasing prices for some of its most popular UK plans:

Grow: +£4/month
Comprehensive: +£3/month
Ultimate: +£6/month

If your clients are paying by standing order, that means contacting every single one to ask them to change it. Some will forget, some will put it off, and some won’t get around to it at all. You’re left chasing shortfalls or manually reconciling odd payments.

Direct debit vs standing order

Standing orders are set up and controlled by the client. If the amount changes, they have to log into their bank and create a brand-new standing order. It’s slow, it’s manual, and there’s plenty of room for error.

Direct debit puts you in control. With your client’s authorisation in place, you can update the amount at your end—no need for them to touch their bank account. The change applies automatically to the next payment. That means:

No awkward “Please update your standing order” emails
No delays waiting for clients to make changes
No missed or underpaid invoices when prices go up

Software subscriptions: The perfect starting point with Adfin

If you’re new to Adfin direct debit, start with your clients’ software subscriptions.

They’re regular, predictable, and essential. By moving these payments to direct debit, you can handle September’s Xero price rise in minutes instead of days. Once you see how smooth it is, you can expand direct debit to bookkeeping retainers, payroll, and other services across your practice.

Get started with Adfin

Log in or create your Adfin account
Send your clients a direct debit mandate through the platform
Link their Xero subscription invoices
Update amounts as needed—Adfin collects the right payment every time

If you want less admin, predictable cash flow, and happier clients, start with software subscriptions and expand from there.

Ready to switch? Get in touch today and set your first clients up with Adfin direct debit.

Using direct debits to minimise the disruption from software price increases

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