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Welcome to our Resource Center! Here, you'll find tools and insights to streamline your processes and enhance customer engagement.

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Guides

Invoicing

What to include on a UK invoice

The nine fields every UK invoice must carry, what your business structure adds, and what changes for VAT. With the fields that are not required but get invoices paid.

Adfin team
Adfin team
7 min read
23 September 2026
Reconciliation

Payment reconciliation: a complete guide

Reconciliation breaks because providers pay a net batch, not your invoices. The mechanism in GoCardless's and Stripe's own words, plus the fix. Accessed 19 August 2026.

Adfin team
Adfin team
15 min read
23 September 2026
Taking payments

What it really costs to take payments in the UK

The three parts of a card fee, the 0.2% and 0.3% interchange caps, what the regulator says small merchants actually pay, and how bank debit pricing differs.

Adfin team
Adfin team
9 min read
23 September 2026
Direct debit

Direct debit for UK businesses: a complete guide

How direct debit works in the UK: the Bacs three day cycle, mandates, advance notice, the Guarantee, what a SUN needs, costs and what goes wrong.

Adfin team
Adfin team
12 min read
17 September 2026
Late payment

How to calculate statutory interest on a late invoice

The calculation step by step, with two worked examples, the 11.75% rate for the second half of 2026, and the four places the sum usually goes wrong.

Adfin team
Adfin team
6 min read
17 September 2026
Late payment

Late payment interest and compensation: what you can claim

Three separate entitlements on an unpaid business invoice: statutory interest, the £40 to £100 fixed sum, and reasonable recovery costs above it. When each starts and how to present the claim.

Adfin team
Adfin team
6 min read
23 September 2026
Credit control

Chasing invoices: the complete process

The nine stages of chasing an invoice, from agreeing terms to writing off a bad debt, with UK payment data on due dates, delivery speed and how late payment concentrates.

Adfin team
Adfin team
14 min read
17 September 2026
AI in finance

AI for credit control: a complete guide

What AI does at each stage of a receivables process, what the independent evidence supports, and where UK data protection law now stands after Articles 22A to 22D.

Adfin team
Adfin team
14 min read
17 September 2026
AI in finance

Can AI chase invoices for you?

Yes for drafting, timing, channel and escalation. No for judgement and the difficult conversation. What the independent evidence supports, and where to put the approval gate.

Adfin team
Adfin team
7 min read
17 September 2026
Late payment

UK late payment rules: a complete guide

When a payment is legally late, what you can claim, the half-year rate that most articles get wrong, what each recovery step costs, and the status of the reforms as at August 2026.

Adfin team
Adfin team
9 min read
17 September 2026
Taking payments

Is direct debit or card cheaper for a UK business?

Direct debit fees cap at about £4 from £380 upwards; card fees keep rising. The arithmetic at every invoice size, using published 2026 prices.

Adfin team
Adfin team
7 min read
17 September 2026
Taking payments

Taking payments in the UK: a complete guide

Card, direct debit, bank transfer, open banking and VRP compared on cost, settlement speed, payer protection and what each does to your on-time rate.

Adfin team
Adfin team
13 min read
17 September 2026

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Webinars

July 30, 2026

Why you should be charging late fees on overdue payments

July 28, 2026

AI Chasing: how it works and why it beats automated reminders

June 1, 2026

The Adfin Brew: Episode 3 - Practice first, Clients next.

May 26, 2026

The Adfin Brew: Episode 2 - The path to full credit control

May 8, 2026

The Adfin Brew: Episode 1 - Launching credit control as a service

Product Updates

September 16, 2026

Introducing Cash MOT: Run a full cash flow report in minutes

July 28, 2026

Introducing customer agents: AI credit control

June 11, 2026

How Adfin automates late payment fees