Adfin, Credit Hound, Kolleno, Paidnice, Satago and Trove all chase unpaid invoices for UK businesses. The first decision is whether you want a chasing subscription that sits alongside your payment provider, as Chaser mostly does, or one platform that also takes the payment: Adfin chases and collects by direct debit, card and bank payment in one place.
In this article
The short version
- Chaser is a subscription priced by your annual revenue, and its pricing page doesn't show sterling prices.
- Chaser Pay's transaction fees aren't published and direct debit isn't among the methods it lists.
- Adfin chases and collects payment in one platform, with no monthly fee and free essential credit control.
- Credit Hound, Kolleno, Paidnice, Satago and Trove are chasing tools priced per user, per plan or by invoice volume.
- When you leave Chaser, check your notice period and export your data within 90 days.
Why businesses look past Chaser
Chaser is credit control software sold as a monthly subscription. Its plans are banded by your annual revenue, from Compact for businesses turning over under £4 million (with four users) up to Custom above £100 million, and its pricing page doesn't show sterling prices, so you'll need a quote in pounds to know what you'd pay.
Then there's collecting the money. Chaser's reminders can link to Chaser Pay, which lets customers pay by card or bank payment, but its transaction fees aren't published and direct debit isn't among the methods it lists, so regular customers still need a separate direct debit provider. If you're paying for a chasing subscription and a payment provider, it's reasonable to ask whether one platform could do both.
Six alternatives at a glance
| Product | How it's priced | Starting price | Taking the payment |
|---|---|---|---|
| Adfin | Per successful payment | No monthly fee | Direct debit, cards, pay by bank, bank transfer |
| Credit Hound | Per user, by accounting system | £20 a month | Payment module at £38 a month |
| Kolleno | Per user, by company turnover | Quote | Payment links and a customer portal |
| Paidnice | By invoices chased each month | £49 a month | Through a Stripe integration |
| Satago | Monthly plan | £45 a month | Card payments from the £80 plan |
| Trove | Monthly plan | £50 a month | Tracks payments from your other tools |
The six alternatives
1. Adfin
Adfin chases unpaid invoices and takes the payment in the same platform, so a reminder carries a link your customer can pay from by card, Apple Pay, Google Pay or pay by bank, and regular customers can be set up on direct debit.
- Pricing: 1% + 20p per successful payment, with the percentage capped at £4 on direct debit and bank payments. Essential credit control is free; enhanced credit control is 0.3% per paid invoice, only when you use it. No monthly fee, no contract and unlimited users.
- Chasing: unlimited reminders by email, SMS and WhatsApp, on your schedule and sent from your own email domain.
- Adfin's AI Customer Agents can personalise chasing for each customer, add statutory late fees to overdue business invoices, offer instalment plans and send statements, all within rules you set and approve.
- Every payment is matched to its invoice with two-way sync to Xero and QuickBooks.
- Limitation: sterling only, and no integration with Sage.
2. Credit Hound
Credit control software from Draycir, built around Sage and also available for Xero.
- Pricing: per user per month, depending on your accounting system, starting at £20 for the first user. Additional users are charged on top.
- Works with Sage 50, Sage Accounting, Sage 200 and Sage Intacct, as well as Xero.
- Collecting payment needs the separate PayThem module at £38 a month.
- Limitation: QuickBooks isn't among the supported systems.
3. Kolleno
An accounts receivable platform for larger finance teams, covering chasing, reconciliation and payments.
- Pricing: per user per month, with plans set by company turnover and minimum user numbers on the higher plans. Ask for a sterling quote.
- Every plan includes payment links and a customer payment portal.
- Limitation: its plans are set up for mid-sized and larger finance teams.
4. Paidnice
A rules-based chasing tool for Xero and QuickBooks Online.
- Pricing: Essentials £49 a month, covering up to 150 invoices, 600 emails and two team members. Pro is priced by the number of invoices it monitors each month, from £74 for 300 to £599 for 4,000. SMS costs 5p a message.
- It has a customer payment portal and connects to Stripe, so taking card payments means a Stripe account and Stripe's fees on top of the subscription.
- Limitation: Sage and other ERP connections are only on its custom plan.
5. Satago
Credit control combined with credit checks on your customers and invoice finance.
- Pricing: Basic £45 a month, Premium £80, Platinum £200. Basic includes 100 email reminders in any rolling 30 days, 25 credit reports and no SMS. Premium adds unlimited email reminders, 100 SMS and card payment acceptance.
- Satago also offers invoice finance, priced by quote. Adfin doesn't offer financing.
- Limitation: card payment acceptance only starts on the £80 Premium plan.
6. Trove
Email chasing for small teams, with Xero as its core integration.
- Pricing: Essential £50 a month, which connects to Xero, QuickBooks, FreeAgent and Stripe; Integrated £135; Advanced £285; Ultimate by quote, with no revenue tiers.
- It syncs invoices and payments from the tools you already use.
- Limitation: reminders go by email only, with no SMS.
How to choose and switch
Start with what happens after a reminder lands. If your customers still have to copy bank details into their banking app, or you're paying a chasing subscription and a separate payment provider, Adfin puts both in one place: the reminder carries a payment link, regular customers pay by direct debit, and payments reconcile back to Xero or QuickBooks without anyone matching them by hand.
If your ledger is Sage, check which tools connect to your version before anything else, because that narrows the list quickly.
When you leave Chaser, check whether you're on monthly or annual billing. Its terms ask for at least 30 days' written notice before a monthly renewal and 90 days before an annual one, and give you 90 days after termination to export your data. Before you switch, export your templates and chase history, and note which customers are mid-sequence so nobody gets chased twice or not at all.
Common questions
How much does Chaser cost in pounds? Chaser's pricing page doesn't show sterling prices. Its plans are banded by annual revenue, so ask Chaser for a quote in pounds.
Does Chaser take payments as well as chasing them? Chaser Pay lets customers pay by card or bank payment from a reminder. Its transaction fees aren't published, and direct debit isn't among the methods it lists.
Which Chaser alternative also collects direct debit? Adfin. It chases and collects by direct debit, card, pay by bank and bank transfer in one platform, with no monthly fee.
Is Adfin's credit control free? Essential credit control is free, and enhanced credit control costs 0.3% per paid invoice only when you use it. Payments cost 1% + 20p each, with the percentage capped at £4 on direct debit and bank payments.
How do I avoid chasing a customer twice when I switch? Note where each customer is in Chaser's sequence before you switch it off, then start them at the matching step in the new tool.
How much notice do I need to give Chaser? At least 30 days before a monthly renewal and 90 days before an annual one, in writing.
Sources
- Chaser - Pricing (accurate as of October 2026) https://www.chaserhq.com/chaser-pricing
- Chaser - Terms of service (accurate as of October 2026) https://www.chaserhq.com/terms
- Adfin - Pricing (accurate as of October 2026) https://www.adfin.com/pricing
- Adfin - Credit control (accurate as of October 2026) https://www.adfin.com/credit-control
- Paidnice - Pricing (accurate as of October 2026) https://paidnice.com/pricing
- Satago - Pricing (accurate as of October 2026) https://www.satago.com/pricing/
