Adfin | Payments chaos to payments calm: how Adfin puts all your payment tools in one place

When we first founded Adfin, we quickly realised that accountants and small businesses were in payment tool hell. A typical accounting firm was using GoCardless for direct debit, Worldpay or Stripe for cards, Crezco for open banking, and still manually tracking bank transfers. We knew there was a better way - so we set out to build a single platform that could do it all.

What Adfin brought together first

Direct debit

The bread and butter of recurring client payments - reliable, flexible and a smooth client experience (we wrote a lot more on why we think it’s so great here). We built our direct debit offering with easy mandate setup and tracking, configurable retries (with no charges for failures) and smart fallbacks.

Many businesses were already using a direct debit provider, but were frustrated with the lack of flexibility or poor support. So we built mandate migration, enabling businesses to transfer to Adfin without clients needing to sign new mandates - so no interruptions to client collections, and no paperwork.

‍

Cards (including Apple Pay & Google Pay)

Great for one-off and urgent payments, like yearly self-assessment clients. With support for Apple Pay and Google Pay, your clients can pay you from their mobiles in a matter of seconds - so now there’s no excuse!

“One-time payments and Apple Pay are brilliant - especially for the year-end clients who only get one invoice a year.”

Louise Moore, Moore to Bookkeeping

‍

Pay by bank

Account to account payments without the pain of manual data entry - clients pick their bank and pay directly from their banking app.

All the other smart stuff that makes it feel joined‑up

The payment itself is only one piece of the puzzle - we also built;

Payment limits to cap fees and help to steer payers to your preferred, lower-cost payment methods
Automatic reminders & chasing that stop the moment your client makes a payment
Daily payouts with instant reconciliation to your accounting software (Xero and Quickbooks)
Branded pages & emails to keep your brand front and centre

All that good stuff meant firms like Helpbox were able to consolidate 4 payment tools into 1, simplifying their operations and saving them 58% on their payment collection costs.

But we knew that we could do more!

What’s new: Adfin is now truly end‑to‑end

Instalment plans

Spread a client’s payments over time without additional admin.

We’ve built instalment plans with fully configurable frequencies and amounts, the option to collect On Demand or with Auto Collect, and automatic updates against the planned invoice (no need to manually allocate payments). Read more about how our instalment plans work here.

Bank transfers (with automated reconciliation)

At last! Now you can accept bank transfers directly from the Adfin payment page.

We’ll show your client intermediary bank details - then when a client makes a payment, we automatically detect and update it. No checking or chasing needed after the money lands, and no more need for you to manually ‘mark as paid’ in your accounting software.

Statements (coming soon!)

A single source of truth for outstanding payments and invoices, which your clients can pay in a single payment link.

The end result

Now Adfin can be your single collections tool from request to reconciliation, with clients able to pay any way that they choose.

Book a demo or get in touch with our team to get started with Adfin.

Payments chaos to payments calm: how Adfin puts all your payment tools in one place

Read more

From problem to product: inside Adfin's AI development framework

How Adfin delivers quality products faster than the speed of light

Nicola J Barnett: from one-off invoices to direct debits